div#header-container{
	width: 680px;
	height: 159px;
	text-align: left;
	background-position: left top;
	background-color: #727272;
	border-right-width: 1px;
	border-left-width: 1px;
	border-right-style: solid;
	border-left-style: solid;
	border-right-color: #000000;
	border-bottom-color: #000000;
	border-left-color: #000000;
	margin-right: auto;
	margin-bottom: auto;
	margin-left: auto;
}

div#header{
	width: 670px;
	height: 127px;
	background-image: url(images/header2.jpg);
	background-position: center;
	padding-right: 5px;
	padding-left: 5px;
	background-repeat: no-repeat;
	}
	
#fotobalk {
	width:150px;
	float: right;
	background-color: #FFFFFF;
	margin-right: 13px;
	}
	
#home {
	width: 680px;
	height: 365px;
	margin-right: auto;
	margin-left: auto;
	background-position: left top;
	padding-top: 15px;
	border-right-width: 1px;
	border-left-width: 1px;
	border-right-style: solid;
	border-left-style: solid;
	border-right-color: #000000;
	border-left-color: #000000;
	background-color: #FFFFFF;
}

#contact {
	width: 680px;
	height: 400px;
	margin-right: auto;
	margin-left: auto;
	background-position: left top;
	padding-top: 15px;
	border-right-width: 1px;
	border-left-width: 1px;
	border-right-style: solid;
	border-left-style: solid;
	border-right-color: #000000;
	border-left-color: #000000;
	background-color: #FFFFFF;
}

#payoff{
	margin-right: auto;
	margin-left: auto;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-style: italic;
	color: #999999;
	width: 680px;
	height: 35px;
	background-color: #FFFFFF;
	border-right-width: 1px;
	border-left-width: 1px;
	border-right-style: solid;
	border-left-style: solid;
	border-right-color: #000000;
	border-left-color: #000000;
	vertical-align: top;
	text-align: center;
}

body{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	margin: 0;
	padding: 0;
	text-align: left;
	font-size:100%;
	background-color:#d3e8fe;
}

.heading {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #1069c5;
	width: 425px;
	letter-spacing: 0.04em;
	word-spacing: normal;
	text-align: left;
	padding-left: 3px;
	font-weight: bold;
}
.bodytext {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	margin-left: 25px;
	letter-spacing: 0.04em;
	word-spacing: normal;
	text-align: left;
	padding-left: 3px;
	width: 450px;
}

.bodytext2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	padding-left: 3px;
}

#footer {
	margin-right: auto;
	margin-left: auto;
	height: 20px;
	width: 680px;
	border-right-width: 1px;
	border-left-width: 1px;
	border-bottom-width: 1px;
	border-right-style: solid;
	border-left-style: solid;
	border-bottom-style: solid;
	border-right-color: #000000;
	border-left-color: #000000;
	border-bottom-color: #000000;
	background-color: #FFFFFF;
}

.footertext {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #000000;
	width: 680px;
	letter-spacing: 0.02em;
	word-spacing: normal;
	text-align: center;
}

/*spacer*/
div#spacer{
	width: 610px;
}

/*horizontaal menu*/

div#navcontainer{
	width: 610px;
	padding-top:10px;
}

ul#navlist {
	font-family: Arial, Helvetica, sans-serif;
	line-height: 22px;
}

ul#navlist a
{
	color:#FFFFFF;
	font-size: 11px;
	text-decoration: none;
	text-align: right;
	letter-spacing: 0.1em;
	vertical-align:top;
}

ul#navlist, ul#navlist ul, ul#navlist li
{
	margin: 0px;
	padding: 0px;
	list-style-type: none;
}

ul#navlist li {
	list-style:none;
	text-indent:0;
	float:left;
	width:auto;
	margin-left: 15px;
	border-right-width:1px;
	border-right-style:solid;
	border-right-color:#FFFFFF;
	vertical-align: top;
	}

ul#navlist li a
{
	color: #ffffff;
	background-color: #727272;
	padding: 0px;
	vertical-align:top;	
}

ul#navlist li a:hover
{
color: #000000;
background-color: #d2e3f4;

}

ul#navlist li a:active
{
color: #000000;
background-color: #FFFFFF;
}
.bodytext3 {

	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
.error {


	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FF0000;
}